Three main options exist for getting your taxes prepared: do-it-yourself software, retail tax preparation services, and CPAs.
TaxSlayer offers free filing for simple returns and charges up to $49.95 for returns with self-employment income. TurboTax provides a free version plus premium options and "Live" versions that connect you with CPAs, enrolled agents, and tax attorneys. H&R Block operates 10,000 physical branches nationwide and offers online software, with a Tax Pro Review option that lets a professional review your return before you submit it to the IRS.
Prices vary widely. Most people without itemized deductions can file free federal and state returns. Those who itemize should expect $70 to $140 for a federal return plus $37 to $64 per state return. For self-employed individuals or those with investments and rental properties, costs run higher.
CPA fees for 2026 range from $220 to $500 for most individual returns, according to industry data cited. A basic Form 1040 with standard deduction typically costs $220 to $400. H&R Block reports an average tax preparation fee of $225 including state filing, while Jackson Hewitt offers a flat $25 fee for simple returns.
Tax software remains the cheapest option and has become sophisticated enough to handle many returns well. Retail tax preparation services occupy the middle ground in cost and support level. CPAs cost more but can advise on complex issues like business structure and tax planning.
Three free programs serve qualifying taxpayers. The Volunteer Income Tax Assistance program helps those making $67,000 or less, persons with disabilities, and limited English-speaking taxpayers. Tax Counseling for the Elderly helps all taxpayers age 60 and older with pension and retirement questions. AARP's Foundation Tax-Aide assists low and moderate-income taxpayers, focusing on those 60 and older.