Debt management — student loans, credit card debt, refinancing, and getting out of the red.
Mortgage Rates Today, Thursday, July 30: Stable for Now
Mortgage rates held steady on Thursday, July 30, as lenders paused their repricing moves from recent weeks. The stability offers borrowers a brief win…
Ascent Student Loans Review
Ascent Student Loans offers a distinctive approach to financing education through its outcomes-based loan program for undergraduates. Unlike tradition…
8 Best Mortgage Lenders of August 2026
# 8 Best Mortgage Lenders of August 2026 Selecting the right mortgage lender ranks among the most consequential financial decisions a homebuyer makes…
What is the best no-annual-fee credit card for home improvement purchases?
# Best No-Annual-Fee Credit Cards for Home Improvement Home improvement projects drain budgets fast. Using the right credit card can turn renovation …
5 Things Keeping You From a Life of Financial Independence
# Five Common Obstacles Blocking Your Path to Financial Independence Most people want financial independence but never achieve it. Five concrete barr…
Fed Didn’t Raise Rates After All — Will Mortgage Rates Fall?
The Federal Reserve held its benchmark interest rate steady this week, keeping the federal funds rate in its current range. This decision came as mark…
How to Choose a Credit Card for Dining Rewards
Dining rewards cards offer real cash back or points for restaurants and food delivery, but choosing the right one depends on your spending habits and …
Mortgage Rates Today, Tuesday, July 28: Mostly Flat
Mortgage rates held steady Tuesday as lenders paused before the Federal Reserve's upcoming decision on interest rates. The Fed is widely expected to c…
Your Insurance Company May Be Using a Credit-Based Insurance Score — Even If Your Loan Score Looks Fine
Your insurance company uses a different credit score than the one lenders check when you apply for a mortgage or car loan. This score, called an insur…
Nvidia and OpenAI in talks for up to $250 billion backstop to fund AI infrastructure plans
Nvidia and OpenAI are negotiating a financing arrangement worth up to $250 billion to fund artificial intelligence infrastructure development. The dea…
Mortgage Rates Today, Monday, July 27: Kind of a Big Jump
Mortgage rates surged to their highest level in nearly a year today, with lenders marking a substantial jump from recent weeks. The spike reflects bro…
Taking a 401(k) Loan? Here’s the Potential Job-Loss Tax Bomb Hiding in the Repayment Deadline
Workers who borrow from their 401(k) accounts face a hidden tax trap if they lose their jobs before repaying the loan. The IRS treats unpaid 401(k) lo…
5 Best Auto Refinance Companies of August 2026
# The Best Auto Refinance Options in August 2026 Refinancing your car loan can cut your monthly payment and total interest paid over the life of the …
5 Things to Know Before Adding Someone to the Deed
Adding someone's name to your home deed sounds like a generous gesture, but it carries serious financial and legal consequences you need to understand…
How to Protect Yourself From Credit Card Theft
Credit card theft remains a persistent threat to your financial security, and criminals grow more sophisticated each year. Protecting yourself require…
Debt context
Debt management — student loans, credit card debt, refinancing, and getting out of the red.