Chase has launched a $1,000 sign-up bonus on two business credit cards with no annual fee, making this a rare window to grab premium rewards at zero cost.
The Ink Business Cash card offers $1,000 back after you spend $6,000 in the first three months. This card earns 5% cash back on the first $25,000 spent annually on combined purchases in two categories you choose from internet, cable, phone, gas stations, and transit, then 1% thereafter. You get another 2% cash back on the next $25,000 in general business purchases, then 1% on everything else. There's no annual fee.
The Ink Unlimited card provides the same $1,000 bonus after the same $6,000 spend. It simplifies rewards into a flat 1.5% cash back on all purchases. Unlimited also carries no annual fee.
Here's how to choose between them. If your business spends heavily in specific categories like gas, office supplies, or internet, the Ink Business Cash's tiered structure delivers more value. The 5% rate on $25,000 worth of purchases easily offsets the added complexity. You'll earn $1,250 on that category spend alone, compared to $375 with Unlimited.
If your business buys across many categories unpredictably, Ink Unlimited simplifies accounting. You don't track category spending or manage caps. The straightforward 1.5% works for everything from software subscriptions to equipment.
Both cards report to business credit bureaus, which helps build your business credit profile separate from personal credit. Both offer extended warranty, purchase protection, and employee cards at no extra cost.
The $1,000 bonus essentially gives you a three-month rewards boost. With the Business Cash card spending $6,000 to earn