Savings accounts, high-yield options, emergency funds, and making your cash work harder.
Are Your Savings Accounts Ready to Be Passed On?
# Are Your Savings Accounts Ready to Be Passed On? Most people assume their bank accounts automatically transfer to their heirs when they die. That a…
Where to Put Inherited Money: What to Do After You Receive a Lump Sum
# Where to Put Inherited Money: What to Do After You Receive a Lump Sum Receiving an inheritance creates a rare financial opportunity. A windfall arr…
What a Fed Rate Hike Would Mean for Investors and Savers
# What a Fed Rate Hike Would Mean for Investors and Savers Recent inflation readings point to at least one interest rate increase from the Federal Re…
Barclays Savings Interest Rate: How It Compares
# Barclays Savings Interest Rate: How It Compares Barclays offers competitive savings rates in a crowded market, but the best returns come with a ste…
American Express Savings Rate: How It Compares
# American Express Savings Rate: How It Compares American Express National Bank offers a competitive but not market-leading savings account for custo…
Interest on CDs and Savings Accounts is Taxable. Here’s What To Know
# Interest on CDs and Savings Accounts Is Taxed at Your Income Rate The interest you earn on savings accounts and certificates of deposit gets taxed …
Marcus by Goldman Sachs Savings Interest Rate: How It Compares
# Marcus by Goldman Sachs Savings Rate: Where It Stands in Today's Market Marcus by Goldman Sachs offers competitive savings rates, though customers …
Ally Bank Savings Interest Rate: How It Compares
Ally Bank's savings account offers competitive rates that hover near industry averages, though they rarely top the list of highest-yielding options av…
529 Plans and College Savings: 4 Urgent Questions
# 529 Plans and College Savings: What Recent Rule Changes Mean for Your Family Rising college costs and the recent overhaul of 529 education savings …
CD Rates Are Rising. Should You Move Your Savings?
# CD Rates Are Rising. Should You Move Your Savings? Certificates of deposit are back in focus as rates climb higher than high-yield savings accounts…
I Review Savings Rates Weekly: Here's Why Most People Are Moving Their Cash Into CDs Right Now
# Savers Are Locking Into CDs While Rates Remain High. Here's What You Need to Know. Certificates of deposit are attracting savers in volume right no…
5 Lesser-Known Costco Perks — and How to Take Advantage
# 5 Lesser-Known Costco Perks That Save Money Beyond Bulk Purchases Costco members often focus on stocking up on groceries and household items in bul…
Americans Are Saving Hard for Retirement, So Why Do So Many Tap 401(k)s in an Emergency? The Answer Isn't Poor Discipline
# Americans Raid Retirement Accounts in Emergencies. Here's Why the System Sets Them Up to Fail. Americans face a paradox. They save diligently for r…
Trump Accounts Can Give Kids a Head Start in Life, But the Government's $1,000 Contribution Isn't Why
The Trump administration is launching Trump Accounts, a new savings vehicle designed to give children a financial foundation. The government will depo…
5 High-Yield Savings Account Mistakes That Could Cost You Money
High-yield savings accounts offer rates far above traditional bank accounts, but savers frequently make preventable errors that undermine their return…
Hitting Your Retirement Number Is Not Your Cue to Retire: You Still Have This Question to Answer
Reaching your retirement savings target feels like crossing the finish line, but financial experts warn that hitting your number is only halftime. The…
529 Plans Beat Trump Accounts for College Savings, But It Makes Sense to Have Both: Here's Why
A new government program will deposit $1,000 into so-called Trump Accounts for eligible newborns, but financial experts say this shouldn't replace the…
All the Health and Fitness Products You Didn't Realize You Could Buy With HSA Funds
# Health Savings Accounts Cover Way More Than You Think Most people assume Health Savings Accounts (HSAs) work like narrow medical piggy banks. You d…
Hackers Are Looking for Easy Access to Your Retirement Savings: Your Email and Cellphone Could Give It to Them
# Hackers Are Targeting Your Retirement Savings. Here's What You Need to Know Cybercriminals are actively hunting for ways into your retirement accou…