Retirement planning — 401(k), IRA, Social Security, and financial advice for your later years.
How Roth Conversions Can Help Your Family Avoid an IRA Tax Trap After You're Gone
# Roth Conversions Protect Your Heirs From Tax Shock Your family faces a hidden tax bill when you die with a large traditional IRA. Heirs must withdr…
How One Small Move Before 65 Can Unlock a Bigger Social Security Benefit
# How One Small Move Before 65 Can Unlock a Bigger Social Security Benefit Social Security benefits grow larger the longer you wait to claim them. Fi…
Sen. Warren asks Trump if administration plans to raise Social Security retirement age
Senator Elizabeth Warren has pressed President Trump on whether his administration plans to raise the Social Security retirement age. In a letter to t…
Do You and Your Partner Want the Same Retirement? 5 Conversations Every Couple Must Have
Couples often save for retirement without ever discussing what that retirement actually looks like. One partner envisions traveling the world while th…
7 Simple Money Habits That Can Strengthen Your Retirement Over Time
# 7 Simple Money Habits That Can Strengthen Your Retirement Over Time Building retirement security doesn't require complex strategies or hours of fin…
Wealth Wise: You’ve Mastered Asset Allocation — Now It’s Time for Asset Location
A 66-year-old retiree has learned a lesson many investors miss: where you hold your investments matters just as much as what you hold. Asset location…
Claim Social Security Too Early? You May Have One Way to Undo It
# Summary Social Security lets you undo an early claim, but the math works only in specific situations. If you claimed Social Security before your f…
This Social Security Move Can Help Couples Buy Time Without Guessing the Future
# Social Security Split Strategy Offers Couples Flexibility in Claiming Decisions Couples wrestling with when to claim Social Security now have a cle…
Social Security, Healthcare and Tax: The Potential Complications of Working Past Retirement Age
Working past traditional retirement age carries hidden costs that many Americans overlook. The decision to stay employed affects Social Security benef…
The Longevity Blueprint: 4 Everyday Signs You’re Tracked for a Longer Life
# The Longevity Blueprint: 4 Everyday Signs You're Tracked for a Longer Life Retirement planning depends on one brutal calculation: how long you'll l…
Married Couples Keep Getting This Social Security Timing Question Wrong
# Married Couples Make Critical Social Security Timing Errors Married couples routinely miscalculate when to claim Social Security, leaving tens of t…
Social Security COLA for 2027 may jump to 4.7%, one estimate finds. This chart shows prices driving the increase
Social Security beneficiaries could receive a 4.7% cost-of-living adjustment (COLA) in 2027, according to one estimate tracking inflation trends. The …
The Best Advisers Help Their Clients Use Their Retirement Fear Constructively: Here's How
# Financial Advisers Turn Retirement Anxiety Into Action Plans Retirement fear grips millions of Americans. A financial adviser's job isn't to wave a…
Traditional and Roth IRA Income Limits for 2026
The IRS has set 2026 income limits that determine how much you can contribute to traditional and Roth IRAs, and whether you get a tax deduction for tr…
Quiz: Could Your Recent Grad's 529 Funds Jumpstart Their Roth IRA?
Recent graduates now have a powerful tool to redirect unused 529 college savings into retirement accounts. A new tax provision allows transfers from 5…
Social Security COLA Predictions Rise as Inflation Hits a 3-Year High
Social Security's cost-of-living adjustment (COLA) for 2025 is tracking higher as inflation accelerates to its fastest pace in three years. The Social…
A ‘Comfortable Retirement’ Isn’t Just a Number. It’s These 5 Monthly Bills
# What It Actually Costs to Retire Comfortably Retirement planning often hinges on a single magic number, but comfort depends on five specific monthl…
Many Married Couples Are Missing Out on ‘Free Money’ for Retirement
Married couples are leaving thousands of dollars on the table by not taking full advantage of employer 401(k) matching contributions. A new study show…
Bisignano says Social Security Administration's phone helpline wait times have reached a record low
The Social Security Administration has cut phone helpline wait times to record lows, according to Commissioner Frank Bisignano. This marks a major shi…