Debt management — student loans, credit card debt, refinancing, and getting out of the red.
Mobile Sports Betting Is Booming — So Is the Debt That Comes With It
# Mobile Sports Betting Booms as Consumer Debt Climbs Mobile sports betting has exploded across America over the past five years, and the financial f…
Paying Off Your Mortgage Early Can Save You Thousands. But Not Everyone Should Do It
# Paying Off Your Mortgage Early: The Math Behind When It Makes Sense Accelerating your mortgage payoff sounds like a financial win. Pay more toward …
How to Build Your Financial Fortress Before a Siege: Why Timing Is Everything in Asset Protection
# How to Build Your Financial Fortress Before a Siege: Why Timing Is Everything in Asset Protection Asset protection has moved from the periphery of …
7 Best Private Student Loans of September 2026
# 7 Best Private Student Loans of September 2026 Private student loans fill a critical gap for borrowers who exhaust federal aid options. Unlike fede…
Student Loan Interest Rates for September 2026
# Student Loan Interest Rates Drop to 2% as Private Lenders Compete for Borrowers Private student loan lenders are slashing rates to historic lows, w…
4 Best Debt Relief Companies of September 2026
# 4 Best Debt Relief Companies of September 2026 Debt relief companies promise to negotiate lower balances, consolidate payments, or manage overwhelm…
Best Debt Consolidation Loans of September 2026
# Best Debt Consolidation Loans of September 2026 Credit card rates sit at historic highs in late 2026, making the cost of carrying balances steeper …
Not All Debt Is a Four-Letter Word: Are You Avoiding the Kind of Debt That Could Benefit You?
# Not All Debt Is a Four-Letter Word: Strategic Borrowing Can Build Wealth Most Americans treat all debt the same way. They pay it down frantically, …
Best Student Loan Refinance Companies of September 2026
# Best Student Loan Refinance Companies of September 2026 Student loan refinancing offers borrowers a straightforward path to lower monthly payments …
Mortgage Rates Today, Tuesday, September 1: That’s a Jump
# Mortgage Rates Jump as Middle East Tensions Escalate Mortgage interest rates spiked today, Tuesday, September 1, driven by escalating geopolitical …
Business Credit Cards With 0% Intro APR on Purchases for More Than 12 Months
# Business Credit Cards With Extended 0% Intro APR Periods Give Owners Breathing Room on Purchases Small business owners juggling cash flow and equip…
Most States Ban Predatory Loans. Lenders Are Using This Loophole to Charge 150% APRs Anyway
# Most States Ban Predatory Loans. Lenders Are Using This Loophole to Charge 150% APRs Anyway Payday lenders and other high-cost borrowing operations…
A Debt Collector Has to Give You Key Details About the Debt — Don’t Pay Before You Read Them
# Debt Collectors Must Disclose Basic Facts About What They Claim You Owe When a debt collector contacts you, federal law requires them to provide sp…
Mortgage Rates Today, Thursday, August 27: Lower
# Mortgage Rates Drop Back as Market Stabilizes Mortgage rates fell back to more typical levels on Thursday, August 27, reversing a sharp spike from …
Taking Out a Private Student Loan Before the Fall Tuition Bill Deadline? 5 Essential Steps Before You Sign
# Taking Out a Private Student Loan Before Fall Tuition? Follow This Checklist First Fall tuition deadlines arrive quickly, and many families face a …
Student Loan Repayment Changes and Tax Traps to Watch in 2026
# Student Loan Repayment Changes and Tax Traps to Watch in 2026 The student loan landscape shifted dramatically over the past two years, and 2026 bri…
Mortgage Rates Today, Friday, August 21: A Bit Higher
# Mortgage Rates Rise After Treasury Announcement Mortgage rates climbed higher on Friday, August 21, as markets digested the Treasury Department's r…
Mortgage Rates Are Lower This Week. Could They Drop Further?
Mortgage rates dipped this week as investors recalibrate expectations around Federal Reserve policy and long-term economic growth. The Treasury Depart…
Mortgage Rates Today, Thursday, August 20: Down Again
Mortgage rates continued their downward trend this week, offering a modest but meaningful shift for borrowers shopping for home loans. The decline re…
Today’s Mortgage Rates: August 20, 2026
Mortgage rates fell modestly on Wednesday, with most lenders quoting rates in the mid-6% range for 30-year fixed mortgages. The slight decline offers …
Education Department recalculates student loan forgiveness counts, setting some PSLF borrowers back
The Education Department has recalculated progress toward Public Service Loan Forgiveness eligibility for numerous borrowers, and the news is disappoi…
Mortgage Rates Today, Wednesday, August 19: A Little Lower
Mortgage rates dipped slightly this Wednesday as geopolitical tensions eased. The Iran conflict, which had dominated headlines and financial markets e…
Federal Student Loan Tax Traps to Avoid in 2026
The tax treatment of student loans shifted dramatically after the pandemic payment pause ended in October 2023. Several changes now affect how borrowe…
Here’s the One Thing You Should Never Say to a Debt Collector
Debt collectors operate under strict federal rules, but many debtors hand them ammunition by making a single costly mistake: admitting the debt is you…
Bessent moves to curb Treasury yields, putting new pressure on Warsh's Fed
Treasury Secretary Russell Bessent announced plans to increase buybacks of long-term government debt, a direct attempt to cool surging bond yields tha…
U.S. government debt passes $40 trillion, more than doubling in a decade
# U.S. Government Debt Surpasses $40 Trillion The U.S. national debt has crossed the $40 trillion threshold, more than doubling over the past ten yea…
Mortgage Rates Today, Tuesday, August 18: Slightly Lower
Mortgage rates dipped modestly on Tuesday, August 18, as geopolitical tensions between the U.S. and Iran kept investors cautious. The slight decline g…
5 Things Keeping You From a Life of Financial Independence
# Five Obstacles Between You and Financial Independence Most people who fail to reach financial independence share common barriers. Removing these ob…
#742: Q&A: I Reached Financial Independence Three Years Early … Now What?
A listener achieved financial independence three years ahead of schedule, then faced an unexpected problem: what comes next. Joe Saul-Sehy, co-host of…
Mortgage Rates Today, Monday, August 17: A Little Jolt
Mortgage rates climbed higher on Monday, August 17, signaling a shift in borrowing costs for homebuyers. The movement reflects broader economic forces…
Car Buyers Keep Focusing on Monthly Payment — But the CFPB Says Total Loan Cost Is the Number to Watch
Car buyers obsess over monthly payments, but the Consumer Financial Protection Bureau warns that fixating on this single number blinds you to the actu…
How to Protect Yourself From Credit Card Theft
# How to Protect Yourself From Credit Card Theft Credit card fraud starts with a single suspicious email. One common scam mimics legitimate companies…
Sanders proposes bill to stop Social Security benefit garnishment for unpaid student loans
Senator Bernie Sanders introduced legislation to block the federal government from garnishing Social Security benefits to collect unpaid student loan …
Someone Took Out a Loan in Your Name. Now What?
# Identity Theft: Loans Opened in Your Name A criminal can open loans and credit accounts using your personal information without your knowledge or p…
5 Things to Know Before Adding Someone to the Deed
Adding someone's name to a property deed carries serious legal and financial consequences that go far beyond a simple act of generosity. Before you ha…
Raisin (SaveBetter) Review: Is it Legit?
Raisin, the savings platform formerly known as SaveBetter, connects depositors with high-yield savings accounts and certificates of deposit across mul…
What Is the Best Credit Card for Students Studying Abroad? A 3-Factor Decision Guide
# What Is the Best Credit Card for Students Studying Abroad? A 3-Factor Decision Guide Students planning to study abroad face a critical financial de…
What is the best no-annual-fee credit card for home improvement purchases?
# What Is the Best No-Annual-Fee Credit Card for Home Improvement Purchases? Home improvement projects strain budgets. A no-annual-fee credit card de…
Is the New BofA Rewards Program Worth Joining?
Bank of America launched a refreshed rewards program that combines cash back and points earning in ways that differ from its previous structure. The n…
How to Choose a Credit Card for Dining Rewards
Choosing a dining rewards credit card requires matching your spending habits to the card's earning structure and benefits. Most cards offer between 2x…
How to Choose the Right Credit Union for a HELOC
A home equity line of credit offers homeowners a flexible way to tap into their equity for renovations, debt payoff, or unexpected expenses. Credit un…
Too Many Personal Loan Borrowers Skip This Money-Saving Step
# Personal Loan Borrowers Are Leaving Hundreds Behind by Skipping Rate Comparisons One in six personal loan borrowers never compare rates across lend…