# Standard Tax Deduction Grows for 2025-2026
The IRS has increased the standard tax deduction for 2025 and 2026, giving taxpayers larger amounts to subtract from their income before calculating federal taxes owed. These annual adjustments reflect inflation.
For 2025, single filers now claim a $14,600 standard deduction, up from $14,150 in 2024. Married couples filing jointly receive $29,200, an increase from $28,300. Head of household filers get $21,900 compared to last year's $21,250. Those 65 and older qualify for additional deductions: singles add $1,950, and married couples add $1,550 per spouse.
The 2026 figures rise further. Single filers will claim $15,000. Married couples filing jointly get $30,000. Head of household filers receive $22,500. The 65-and-older additions climb to $2,000 for singles and $1,600 for married couples.
The standard deduction determines your tax-free income floor. Choose between claiming this flat amount or itemizing deductions (like mortgage interest, charitable donations, or state taxes). Most Americans use the standard deduction because it simplifies filing and often yields larger tax breaks than itemizing.
These increases matter for your tax liability. Higher deductions mean less taxable income, reducing what you owe the IRS. If your only income comes from wages and you don't own a home with substantial mortgage interest or make large charitable gifts, the standard deduction typically saves you money versus itemizing.
Check your filing status carefully. The IRS categories are single, married filing jointly, married filing separately, head of household, and qualifying widow/widower. Your status determines which deduction amount applies.
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