# 2-10 Home Buyers Warranty: What Homebuyers Need to Know
2-10 Home Buyers Warranty stands out as one of the largest home warranty providers in the United States, offering coverage plans that protect against unexpected repair and replacement costs for major home systems and appliances.
The company offers two primary coverage windows. The structural warranty covers major construction defects for ten years, while the appliance and system warranty covers items like HVAC units, water heaters, electrical systems, and included appliances for two years. This dual-tier structure gives new homebuyers extended peace of mind beyond the typical builder's warranty period.
Coverage limits vary by plan. Standard plans typically cover up to $2,500 per service call for most repairs, though some systems have higher or lower caps. The company charges service call fees ranging from $85 to $150 per visit, depending on your location and plan type. This fee structure means you pay upfront when a repair technician arrives, then submit claims for reimbursement.
For homebuyers, the timing matters. Enrollment must occur before closing on a new construction home, making it essential to ask your builder about coverage options during the purchase process. The warranty transfers to subsequent owners if you sell, which adds resale value appeal.
Real limitations exist. The warranty does not cover maintenance-related failures, pre-existing conditions, or issues resulting from improper installation. Coverage excludes items buyers should maintain themselves, like changing air filters or draining sediment from water heaters.
Cost ranges from roughly $800 to $2,000 depending on your home's square footage and selected coverage options. Some builders include this as part of the purchase package, while others require buyers to pay separately.
The fine print matters. Review exclusions carefully and understand claim procedures before purchasing. Read through coverage documents to confirm what systems and appliances your