Scammers are targeting parents of student athletes with fake heart screening offers, then submitting fraudulent billing claims to insurance companies. The scheme typically begins with unsolicited calls or emails promising free or low-cost cardiac evaluations, often positioned as required pre-participation screening for sports.
Parents receive calls claiming their child needs an immediate heart test. The fraudsters may reference legitimate screening programs or create fake credentials to sound official. Once a parent agrees, scammers either attempt to collect payment directly or bill the family's insurance company for services never rendered.
The scheme works because parents naturally want to protect their children and may not verify the legitimacy of screening providers. Athletic departments and schools sometimes recommend screening, making fraudulent offers appear credible.
To protect yourself, verify any health screening request directly with your child's school or doctor before responding. Call your insurance company if you receive bills for services you did not authorize. Never provide insurance information to unsolicited callers offering health services.
If you suspect fraud, report it to your state's attorney general office and the Federal Trade Commission. Document all communications and keep records of your child's actual medical appointments. Check your insurance statements monthly for charges you do not recognize.
Legitimate cardiac screening for athletes does exist and your pediatrician can recommend appropriate providers in your area. These screenings typically involve an electrocardiogram and physical exam through established medical facilities with verifiable credentials.