Scammers are targeting vacation planners with fake travel-booking confirmation messages as summer approaches. These phishing texts and emails impersonate legitimate airlines, hotel chains, and booking platforms like Expedia and Kayak.

The scheme works like this. You receive a message claiming there's a problem with your reservation. The message includes a link asking you to "verify your payment information" or "confirm your booking." Clicking the link takes you to a fake website that looks nearly identical to the real thing. You enter your credit card details, passwords, or other personal information. Criminals then drain your account or use your data for identity theft.

Victims report losing between $500 and several thousand dollars in a single transaction. Some lose access to legitimate travel bookings after scammers change passwords on real accounts.

Here's how to protect yourself. First, never click links in unsolicited messages. Instead, go directly to the airline or hotel website by typing the URL yourself into your browser. Second, legitimate companies rarely ask you to verify sensitive information via text or email. If you booked through Expedia or another platform, log into your account directly rather than following message links.

Third, check the sender's email address carefully. Scammers use addresses that look official but contain subtle misspellings. "exped1a-support@secure.com" is not the same as legitimate Expedia communications.

Fourth, enable two-factor authentication on all travel booking accounts. This adds a second verification step that makes unauthorized access much harder.

Fifth, monitor your credit card statements closely during peak travel season. Report unauthorized charges to your card issuer immediately. Most cards offer fraud protection that limits your liability to $50 per transaction.

If you receive a suspicious message about a trip you actually booked, call the airline or hotel directly using the phone number on your confirmation email or receipt. Never call numbers