# Where to Get Your Taxes Done
Tax filing season brings a familiar question: should you do it yourself or hire help? The answer depends on your income, deductions, and comfort with forms.
Three main options exist for most filers. First, do-it-yourself software like TurboTax, H&R Block, and TaxAct cost between $60 and $120 for standard returns. These platforms walk you through deductions step-by-step and catch common mistakes. They work well if your taxes are straightforward—W-2 income, basic itemizations, no business activity.
Second, tax preparation chains offer in-person service. H&R Block and Jackson Hewitt charge $150 to $400 depending on return complexity. Accountants at these offices can handle self-employment income, rental property deductions, and investment gains. You get personalized advice but pay more for the convenience.
Third, certified public accountants (CPAs) and enrolled agents charge $200 to $500 or more per hour. This option makes sense if you own a business, have multiple income sources, or face an audit. These professionals provide year-round tax planning, not just filing service.
Free options exist if you qualify. The IRS Free File program serves households earning under $73,000 annually. Volunteers at VITA (Volunteer Income Tax Assistance) sites prepare returns at no cost for low-income filers.
Choose based on these factors. Simple W-2 only returns favor software. Moderate complexity with investments or a rental property suggests the chain services. Complex situations with business ownership or significant deductions demand a CPA.
Timing matters too. File early in January to avoid April rush and faster refunds. Procrastinators face longer wait times and higher stress.
The cost of professional help often pays for itself through deductions